Terms of Service

Last updated: March 6, 2026

These Terms of Service ("Terms") govern your access to and use of the QuantQuote website, API, and related services (collectively, the "Services") provided by QuantQuote ("we," "us," or "our"). By accessing or using our Services, you agree to be bound by these Terms. If you do not agree, do not use our Services.

1. Account Registration

To access certain features of our Services, you must register for an account and obtain an API key. You agree to:

• Provide accurate, current, and complete information during registration
• Maintain the security and confidentiality of your API key and account credentials
• Accept responsibility for all activity that occurs under your account
• Notify us immediately of any unauthorized use of your account

We reserve the right to suspend or terminate accounts that violate these Terms or that we reasonably believe are being used fraudulently.

2. Permitted Use

Subject to these Terms, we grant you a limited, non-exclusive, non-transferable, revocable license to access and use the Services for your internal business or personal purposes. You may:

• Use the API to retrieve financial data for analysis, research, and application development
• Display data obtained from the API in your applications, dashboards, or reports
• Cache API responses in accordance with the caching guidelines in our documentation

3. Prohibited Use

You agree not to:

• Resell, redistribute, or sublicense the raw data obtained through the API without prior written consent
• Exceed the rate limits or API call quotas associated with your subscription plan
• Attempt to circumvent authentication, rate limiting, or other security measures
• Use the Services to build a competing product or service
• Reverse engineer, decompile, or disassemble any part of the Services
• Use the Services in any way that violates applicable laws or regulations
• Share your API key with unauthorized third parties
• Engage in automated scraping or data harvesting beyond authorized API usage

4. Subscription Plans and Payment

Certain features of the Services require a paid subscription. By selecting a paid plan, you agree to:

• Pay all applicable fees as described on our pricing page at the time of purchase
• Provide valid payment information and authorize recurring charges
• Accept that subscription fees are billed in advance on a monthly or annual basis

We reserve the right to change pricing with 30 days' notice. Price changes will take effect at the start of your next billing cycle. Failure to pay may result in suspension or termination of your access to the Services.

5. Free Trial

We may offer a free trial period for new users. At the end of the trial, your account will be converted to a paid subscription unless you cancel before the trial expires. We reserve the right to modify or discontinue free trials at any time.

6. Data Accuracy and Disclaimer

While we strive to provide accurate and timely financial data, we do not guarantee the accuracy, completeness, or reliability of any data delivered through the Services. Specifically:

• Financial data is provided "as is" and may contain errors, omissions, or delays
• Data should not be used as the sole basis for investment decisions
• Historical data may be subject to retroactive corrections or adjustments
• We are not a registered investment advisor, broker-dealer, or financial planner

7. Intellectual Property

All content, features, and functionality of the Services — including but not limited to software, text, graphics, logos, APIs, and documentation — are owned by QuantQuote and are protected by intellectual property laws. You may not copy, modify, or create derivative works of our proprietary materials except as expressly permitted by these Terms.

8. Service Availability and SLA

We aim to maintain 99.9% uptime for our API services. However, we do not guarantee uninterrupted access and shall not be liable for any downtime caused by:

• Scheduled maintenance (with advance notice when possible)
• Force majeure events, including natural disasters, war, or government actions
• Third-party service failures beyond our reasonable control
• Your network connectivity or hardware issues

Enterprise plan customers may be eligible for a separate Service Level Agreement with specific uptime guarantees and remedies.

9. Limitation of Liability

To the maximum extent permitted by law, QuantQuote shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, business opportunities, or goodwill, arising from your use of or inability to use the Services. Our total liability for any claims arising under these Terms shall not exceed the amount you paid us in the 12 months preceding the claim.

10. Indemnification

You agree to indemnify and hold harmless QuantQuote, its officers, directors, employees, and agents from any claims, damages, losses, liabilities, and expenses (including reasonable attorneys' fees) arising out of or related to your use of the Services, your violation of these Terms, or your violation of any rights of a third party.

11. Termination

Either party may terminate these Terms at any time. You may cancel your account by contacting our support team. We may suspend or terminate your access if:

• You breach any provision of these Terms
• Your payment method fails and is not resolved within a reasonable period
• We are required to do so by law
• We discontinue the Services (with reasonable notice)

Upon termination, your right to use the Services ceases immediately. Sections relating to intellectual property, limitation of liability, indemnification, and governing law shall survive termination.

12. Modifications to Terms

We reserve the right to modify these Terms at any time. We will notify you of material changes by posting the updated Terms on this page and updating the "Last updated" date. Your continued use of the Services after changes are posted constitutes acceptance of the revised Terms. If you do not agree to the updated Terms, you must stop using the Services.

13. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Delaware, United States, without regard to its conflict of laws principles. Any disputes arising under these Terms shall be resolved in the state or federal courts located in Delaware.

14. Contact Us

If you have any questions about these Terms of Service, please contact us at:

Email: legal@quantquote.com